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Parcels in danger of being sold By SUE WATSON Staff Writer The
number of parcels of real property in jeopardy from the 2009 tax sale
remains high, according to chancery clerk Chuck Thomas, who recently
reported to the board of supervisors. He said
there were about 891 parcels that had not been redeemed by owners, with
that number down to 837 unredeemed parcels after certified letters were
sent out reminding owners they are in danger of losing their property. Thomas
said unredeemed parcels in the 2009 tax sale are about 100 to 150 more
than the number unredeemed for the 2008 tax sale this time last year. Some of the parcels are in bankruptcy and mortgage holders or lienholders will be notified next, he said. Most
buyers of property taxes are interested in the 1.5 percent monthly
interest they can make (18 percent annually), not the property itself,
he said. Thomas believes the main reason people default on their taxes
is the economy. They don’t have the money to pay their taxes and get in
arrears. Buyers enjoy one of the best interest rates going, he said. “There’s
nothing paying that much interest anywhere, so that’s why there is
never a shortage of buyers,” he said. “I appreciate the buyers, but I’m
here for the landowner.” By law his office sends
one certified letter to the property owner. If the tax is not redeemed
by the owner, the next step is to go back through 30 years in the
courthouse records to look for any lienholders on the property. The
lienholder(s) is (are) notified next. A final judgement and award of a
deed to the tax buyer is made after all efforts are exhausted to find
the property owner and get them to redeem their taxes. He
said he often looks for relatives to notify in an effort to get the
word out to the property owner that a deed to their property is about
to be issued by the court to a buyer. “We do go
out and make personal calls and contact family and go from there to try
to notify the owner,” he said. “It’s above our call of duty.” Supervisors
are also contacted to help the chancery clerk find people in their
districts who are in danger of losing their property. Thomas also runs
the unredeemed parcels in a notice in The South Reporter the last of
June and the first of July each year. “If you see
the courthouse lights on late at night, we are doing a diligent search
to make sure there are no other liens on a property,” Thomas said. “To
do a 30-year search on 800 properties takes a while.” Thomas
said about four or five parcels a month have deeds issued to the buyer
because the owner does not redeem his property. That comes to about
200-250 parcels a year, he said. To inquire about
how to redeem property that has been through the tax sale, call Thomas
at the courthouse office number, 662-252-4431.
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