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Letters To The Editor

Thank you:
Dear Editor,

I would like to take this time to thank each and every person who has helped Charlie and Anna Nichols and their family since their devastating loss in May. As many of you know, the Nichols family lost a beautiful baby girl as well as everything they owned when their house burned to the ground.

Since then, many of their friends and neighbors have pulled together with much needed help and many, many prayers. You will never know how much it has meant to this family.

Their church gave them a single-wide house trailer and Mary Ann Hurdle gave them a lot in Bennett Circle located in the Warsaw community. Mrs. Hurdle, a developer of Bennett Circle, also gave the Nichols family written permission to put their single-wide trailer on the lot for a period of two years.

When this went before the Marshall County Zoning Board they voted four to one against the Nichols family. Flick Ash was the only one who stood up for them.

With the help of Conway Moore and Chuck Thomas, we appealed the matter before the board of supervisors. They also voted against the Nichols family due to the advice of the county attorney, Kent Smith.

District 3 supervisor, Keith Taylor is the only one with enough nerve, or heart to try to help.

Two years is a very short period to ask for. We all know how quickly it goes by. Obviously some people thought it was too long for them to be inconvenienced.

I own a business and a home in the fourth district of Marshall County and every year our property taxes are ridiculously high. Our elected officials reap the benefit of that, but where are they when one of the citizens of Marshall County needs help?

I have been a citizen of Marshall County for over 28 years and for the first time I am ashamed to live here.

In three years, we have the privilege to elect a board of supervisors to run our county. I hope each voter takes a hard look at their supervisor and makes a wise decision. Is this the right person to run your district? You never know how much control they have over your lives until you need their help.

In closing, I would like to say that when we get to Heaven, there will be no zoning regulations and no community covenants. Whether you get in Heaven won’t depend on uncaring and unsympathetic neighbors. It will be between you and God, and He will know what’s in your heart.

If you have any comments you can reach me at (662) 838-9339.

Thank you,
J.R. Britt
Byhalia

Thank you II:
Dear Editor,

Hello! We hope that this finds you, your staff, and readers doing well. As for my wife Bonnie, and myself, we’re doing great!

The reason for this letter is we want to take this opportunity to thank all the nice folks, who during the hurricanes, did so much to make life easier for us. One of the places we passed through was your town of Holly Springs.

As a busy musician, (banjo/guitar), who criss-crossed 14 states, playing over 160 dates, we appreciate the fine folks who let us into their homes, fed us, and even bought us gasoline during the shortages.

Although the numerous trips are sometimes tiring, knowing that we’re entertaining such nice folks makes it worthwhile 10 times over.

Wishing you all the best, we’re...
Bobby and Bonnie Hathorn
Ellisville

Thank you III:
Dear Editor,

The Cayce Fire Department wants to say thanks to Sheriff Kenny Dickerson and crew on the delicious fish fry. We had a good turnout and beautiful weather.

We want to say thanks to the ladies for all the desserts and a big thanks to all who bought tickets.

Again, we say thank you.
Cayce Fire Department

Mississippi banks safe:
To the Editor:

The past several weeks have been some of the most tumultuous in regards to our economy since the savings and loan crisis of the late 1980s and early 1990s and the Great Depression almost 80 years ago. With the failures and take-overs of mega-banks, investment bank giants Bear Stearns and Lehman Brothers and federal government take-over and/or assistance of Freddie Mac, Fannie Mae and AIG, Mississippians have wondered how much worse could it get. Mississippians are also concerned about their hard-earned money they have placed in Mississippi’s financial institutions. Their concerns range from safety of the institution, safety of their dollars, and is their institution about to fail.

As commissioner of the Department of Banking and Consumer Finance, I have heard these questions and concerns many times of late. Mississippians, however, should rest easy; our institutions have had a very long track record of conservative management, good earning, and strong capital and reserves. These traits have positioned Mississippi institutions with the ability to weather even these tough economic times.

The Mississippi Department of Banking and Consumer Finance is the regulator for all state-chartered banking institutions, credit unions, independent trust companies, all of the state’s consumer financial service industries, and the home mortgage industry. The aggregate assets the department is charged with regulating or supervising totals more than $40 billion dollars.

The mission of our department is our commitment to provide quality supervision and regulation to those institutions we have been given statutory authority over. We regulate and supervise in an efficient and effective manner that would foster stability and instill public trust. In simple terms, Mississippians who are the customers and depositors of our institutions should have confidence in the safety, soundness, and stability of those institutions.

The customers who have money in Mississippi institutions also have the full force and backing of federal deposit insurance.

This means that deposits up to $250,000 dollars (increased from $100,000 dollars just last week) in our institutions are insured by federal agencies (Federal Deposit Insurance Corporation [FDIC] and National Credit Union Share Insurance Fund [NCUSIF]).

Since their inception many years ago, no federal agency insured depositor has suffered any loss.

Further good news -- we expect that Mississippians will not have to use this insurance.

In short and again, Mississippi financial institutions are safe and sound, well-capitalized, well-reserved and are safe places to deposit your money.

John S. Allison
Commissioner
Department of Banking and Consumer Finance
State of Mississippi

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