speaks to H.W. Byers students
By Charles Johnson
Wilkins-Smith, assistant vice-president of the Bank of
Holly Springs spoke to students at H.W. Byers on
Wednesday of last week. Smith was introduced by Charles
Johnson, transitional coordinator for the county schools.
Smith began by telling the students about herself. She
told them that she started out as a teller and worked her
way up to the position she currently holds with the bank.
Students were very attentive as Smith enlightened them
about banking. She told them that it is good to start
using the bank at an early age, and that they could open
an account now, but they would need an adult on the
account with them until they reach the age where they
would no longer need anyone on their account. She told
them about checking accounts, savings accounts,
certificates of deposits (CDs) and retirement
accounts. She gave them good information about loans and
keeping their credit in good standing. She talked to the
students about check writing and balancing their check
books, so they would not have overdrafts. Some students
stated that they already have savings accounts that their
parents set up for them. Others, said they work during
the summer and save their own money. A question was asked
about how your credit score affects your getting a loan
from the bank. She explained that a low credit score will
not allow you to obtain a loan, but the higher your
score, the more likely your loan would be approved. She
explained that the bank makes its money from the
consumers. The bank loans consumers money and charges
interest on the loan. In closing, Smith stated that the
Bank of Holly Springs has been in business for over 120
years. The presentation was very helpful and everyone
learned a great deal about banking.
would like to thank Smith and the Bank of Holly Springs
for supporting Marshall County Schools.
old cell phones for Project Graduation 2005
Did you know
that over 150 million cell phones are thrown away each
Help us turn
this waste into valuable funds for Marshall
Academys Project Graduation 2005!
phone recycling fund raiser will help MAs senior
class earn needed funds, while saving the environment
from dangerous waste.
the senior parents raise funds for Project Graduation
2005, which is an all-night alcohol and drug-free
post-graduation celebration. Bring your used cell phones
to the Marshall Academy office or call Donna Malone at
662-838-6197 or 901-262-5236 for pick-up.
boxes are also located at the Century 21 office on the
Holly Springs Square.
very much for your help in making Project Graduation a
with the principal
Students at Potts Camp School who were chosen
for the monthly Lunch with the Principal
activity for students in grades 4-6 were seated at a
special table and presented with a certificate by the
counselor, Opha Ash. Among them were Abby Farr, Alexis
Wilkerson, Christina Thomas, Anelicia Myers, Ken Basil,
principal; James Turnage, Justin Feathers, Monterrica
Foster, and Andi Gailor. Also present was Ray Kennedy,
McDonald visits H.W. Byers Elementary
Ronald McDonald visited H.W. Byers Elementary, K-6, Wed.,
Jan. 12 and made an excellent presentation to grades K-3.
Ronald talked to the students about the importance of
books. H.W. Byers t-shirts were presented to Ronald and
his guests, Jim Byrd and Darnell Byrd (Byrd Management
Group) by principal Dixie Pye. Students, teachers and
visitors enjoyed the visit.
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